Home Loan - Loan Kumar

About Home Loan

loan Kumar

Home loan is taken for buying a home /flat ,for home renovation, for construction, for plot buying etc.If you are planning to buy a home then the customer has to pay 10-20% down payment.In order to apply for home loan the banks consider 50% of your monthly income for repayment.The interest rate and tenure is decided according to Loan Amount.The total loan amount which is given by bank includes transfer, registry, stamp duty expenses. While applying for home loan it is important to have a co- applicant and any family member can be your co-applicant.

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  • Home Loan products to suit every customers need
  • Low Interest Rates
  • Low Processing Fee
  • No Hidden Charges
  • No Pre Payment Penalty
  • Interest charges on Daily Reducing Balance
  • Repayment up to 30 years
  • Home Loan Available as Overdraft
  • Interest Concession for Women Borrowers
  • Resident Type: Resident Indian
  • Minimum Age: 18 years
  • Maximum Age: 65 years
  • Loan Tenure: up 5-30 years.
Category
Home Loan (Term Loan)*
Upto Rs. 30 lakhsAbove Rs.30 lakhs & Upto Rs.75 lakhsAbove Rs.75 lakhs
Home Loan as Overdraft (Maxgain)*
Above Rs.20 lakhs & Upto Rs.30 lakhsAbove Rs.30 lakhs & Upto Rs.75 lakhsAbove Rs.75 lakhs & Upto Rs.3 crores
Salaried
Women
8.45-8.55 ** % p.a8.60-8.70% p.a8.70-8.80% p.a
8.50-8.60 ** % p.a8.70-8.80% p.a8.85-8.95% p.a
Others
8.50-8.60 ** % p.a8.65-8.75% p.a8.75-8.85% p.a
8.55-8.65 ** % p.a8.75-8.85% p.a8.90-9.00% p.a
Non-Salaried
Women
8.60-8.70 ** % p.a8.75-8.85% p.a8.85-8.95% p.a
8.70-8.80 ** % p.a8.90-9.00% p.a9.05-9.15% p.a
Others
8.65-8.75 ** % p.a8.80-8.90% p.a8.90-9.00% p.a
8.75-8.85 ** % p.a8.95-9.05% p.a9.10-9.20% p.a
 

*Interest rate will vary as per the risk score of the customer

** Based on LTV of the Customer

Age proofAadhar Card
PAN Card
Voter ID
Driving license
Passport
Address proofAadhar card
Registered Rent Agreement
Driving license
Lease or Passport
Income documentsSalary slips in case of salaried employees
Income Tax Return in case of self-employed
Other documentsLoan application form
Photographs
Signature ID proofs

Why Choose Loan kumar

Attractive Interest Rates

Service at Your Doorstep

Quick Loan Approval

Easy Documentation

Maximum Loan Eligibility

No Hidden Fees & Charges

OUR PARTNERS

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