Home Loan in Delhi NCR | Loan Kumar

Home loan in delhi Ncr

We provide all kinds of financial products like  Business loans, Personal loans and Loan Against Property, Home Loan in Delhi NCR. Loankumar is an extended arm of Saksham Inc. Our interest rates is very competitive and lowest in the market. We have optimized our products so as to provide the best financial products at the most competitive interest rates.

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Home loan in Delhi- NCR

Home Loan in Delhi NCR has become very costly and out of reach for the common man. No one can afford a home loan or flat without going for a home loan as the prices have skyrocketed in the last 10 to 15 years in Delhi NCR.

Thus the only option for home loan buyers is to go for a home loan, but with so many lenders in the market it becomes difficult to find the right lender to choose from the many available In Delhi NCR.

Loan kumar helps you to procure the best home loan in Delhi NCR  at the lowest rate of interest. As for eligibility you should be above 18 years of age and not more than 65 years and the loan can be given for tenure up to 30 years.

Loan kumar has customized home loan products to suit every customer’s needs. The interest rates are low and so is the processing fee. Moreover there are no hidden charges Home Loan in Delhi NCR.

The interest charges are on a Daily Reducing Balance basis and the repayment tenure is upto 30 years. Moreover the home loan in Delhi NCR is also available as an Overdraft. There are also special concessions for Women Borrowers.

The interest rates for women range from 8.45 per cent to 8.70 per cent and for general category 8.60 per cent to 9 per cent. The interest rates also vary according to the risk score of the customer.

The Documents required are as follows:

  • As an age proof you can provide your Aadhar Card, PAN card, Voters ID, DL or Passport.
  • As an address proof you can provide your Aadhar Card, Registered Rent Agreement, Driving license, Lease or Passport
  • As an Income Proof you can provide, Salary slips in case of salaried employees and Income Tax Return in case of self-employed
  • As for Other documents you need to duly fill the Loan application form and provide passport size photographs and signature ID proofs

ABOUT US

Loankumar.com is one of the best and fastest growing website and Home loan  in NCR. We provide all different kinds of loans like personal loans, business loans, home loans & loan against property. We provide loans at competitive interest rates in delhi NCR.

Our entire focus is to provide customer delight and satisfaction. We leave no stone unturned and make all possible efforts to see to it that our customers are satisfied and happy.

The best part is that we do not take too much time in processing the Home loan . Our Home loan dispersal is much quicker and faster than other banks and financial institutions in Delhi NCR. We are a no-nonsense organization which makes sure that the customer is happy and satisfied.

Home Loan Interest Rates in Delhi NCR

Read below comparison sheet for Home Loan Interest Rates.
Loan kumar has consolidated all the information regarding the latest rate of interests at one place. This loan comparison will surely help you to apply for a home loan. 

Comparison chart for the rate of interests and loan amount. 

Banks/Finance companyInterest RatesMinimum & Maximum Processing Fees on Loan Amount
SBI Home Loan in Delhi NCR8.40%Nil
HDFC Home Loan 8.35%0.50%
Min Rs. 3,000 – Max Rs. 10,000
ICICI Bank Home Loan Delhi Ncr8.45%0.50%
Min Rs. 5,000 – Max Rs. 5,000
Axis Bank Home Loan 8.35%0.50%
Min Rs. 2,500 – Max Rs. 25,000
PNB Housing Finance in Delhi Ncr8.60%1.00%
Min Rs. 10,000 – Max Rs. 10,000
Bank of Baroda Home Loan 8.30%0.50%
Min Rs. 7,500 – Max Rs. 20,000
LIC Housing Finance in Delhi Ncr8.50%0.50%
Indiabulls Home Loan 8.35%Min Rs. 1,000 – Max Rs. 5,000
Citibank Home Loan8.35%Nil
DBS Bank Home Loan 8.60%Max Rs. 10,000
DHFL Home Loan 8.35%0.50%
Min Rs. 2,500 – Max Rs. 20,000
Kotak Bank Home Loan 8.40%Max Rs. 10,000
Jammu And Kashmir Bank Home Loan 8.65%0.25%
Min Rs. 500 – Max Rs. 10,000
IDBI Bank Home Loan 8.35%0.50%
Min Rs. 2,500
Federal Bank Home Loan8.95%0.50%
Min Rs. 3,000 – Max Rs. 7,500
Dhan Laxmi Bank Home Loan 9.80%1.00%  Min Rs. 10,000
Canara Bank Home Loan 8.65%0.50%
Min Rs. 1,500 – Max Rs. 10,000
IDFC Bank Home Loan8.40%Min Rs. 2,500 – Max Rs. 25,000
United Bank of India Home Loan 8.55%0.59%
Min Rs. 1,180 – Max Rs. 11,800
Syndicate Bank Home Loan 8.75%0.15%
Min Rs. 500 – Max Rs. 5,000
Deutsche Bank Home Loan 8.70%Min Rs. 5,000 – Max Rs. 15,000
Incred Housing Home Loan9.10%Min Rs. 5,000
Indian Overseas Bank Home Loan 8.40%0.53%
Min Rs. 8,900 – Max Rs. 13,350
Gruh Housing Home Loan 8.45%Min 0.50% – Max 1.00%
Max Rs. 10,000
Edelweiss Home Loan10.50%0.25%
DCB Bank Home Loan8.50%2.00%
Min Rs. 5,000
Corporation Bank Home Loan 8.85%0.50%
Min Rs. 1,000 – Max Rs. 50,000
Yes Bank Home Loan 9.35%0.50%
Max Rs. 10,000
Bank of Maharashtra Home Loan 8.50%0.50%
LT Housing Finance Home Loan 8.90%2.00%
Min Rs. 4,999
Andhra Bank Home Loan8.45%0.50%
Max Rs. 10,000
Union Bank of India Home Loan 8.30%0.50%
Max Rs. 15,000
Magma Housing Home Loan 10.25%1.00%
Min Rs. 5,000 – Max Rs. 25,000
South Indian Bank Home Loan 8.90%1.00%
Max Rs. 10,000
PNB Home Loan 8.35%0.50%
Min Rs. 20,000 – Max Rs. 50,000
Punjab and Sind Bank Home Loan 8.75%0.25%
Min Rs. 1,000 – Max Rs. 15,000
Aadhar Housing Home Loan 9.55%1.20%
Home First Home Loan 10.50%0.50%  to 1.50%
Min Rs. 250
Fullerton Home Finance Home Loan8.99%0.50% to 1.00%
Max Rs. 25,000
GIC Housing Finance Home Loan 10.25%Min Rs. 2,500
Dena Bank Home Loan 8.25%0.50%
Central Bank of India Home Loan 8.50%0.50%
Max Rs. 20,000
IIFL Home Loan 8.50%1.00%
Max Rs. 10,000
Bank of India Home Loan8.65%0.25%
Min Rs. 1,000 – Max Rs. 20,000
Vijaya Bank Home Loan 8.55%0.50%
Min Rs. 1,000 – Max Rs. 20,000
Allahabad Bank Home Loan8.55%0.50%
Max Rs. 50,000
UCO Bank Home Loan 8.50%0.50%
Min Rs. 1,500 – Max Rs. 15,000
Reliance Capital Home Loan 8.70%0.50%
Min Rs. 5,900 – Max Rs. 25,000
OBC Home Loan in Delhi NCR8.45%0.50%
Max Rs. 20,000

Please keep visiting this section to remain updated for attractive Home loan. 

Documents Required for Home Loan in Delhi Ncr

For Self-Employed Customers

  1. Application Form – Applicant & Co Applicant – Signed with photographs
  2. Proof of Identity – Clear PAN card, Passport, Driving License, Aadhar Card, Voter id, Govt issued i-card
  3. Certificate and Proof of Business Existence – PAN Card , SSI, GST registration, Copy of partnership deed, Trade license, certificate of practice, registration certificate issued by RBI, SEBI
  4. Residential/ Office Address Proof – Light Bill, Phone Bill, Bank statement, utility bill, Registry copy, lease or rent agreement, GST, TAN allotment letter
  5. Applicant & Co applicant Income Proof – Last 3 years ITR along with Balance sheet, Tax Audit report if required, Last 6 months bank statement
  6. Basic Age Proof – PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate

For Salaried Customers

  1. Application Form – Applicant & Co Applicant – Signed with photographs
  2. Proof of Identity – PAN card, Passport, Driving License, Aadhar Card, Voter id
  3. Residential/ Office Address Proof – Aadhar Card, Valid Passport, Driving License, Election ID card, Electricity/ Telephone/ Mobile bill/ bank statement (not more than 3 months old)
  4. Applicant & Co applicant Income Proof – Latest 2 Year Form 16/ Form 26AS, Latest 3 months salary slip, Last 6 months bank statement
  5. Basic Age Proof – Valid PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate

Home Loan Interest Rates Trend in 2018
As per the current trend of interest rates in Delhi Ncr, best home loan rates from multiple Banks or NBFCs are the Bank of Baroda, HDFC Bank & Union Bank of India’s offering the lowest home loan interest rate of 8.30% to 8.35% for Town Planning department/ Nagar Nigam/ Corporation approved property in Delhi NCR.

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